When you have a roommate or you’re sharing an apartment with a few people, budgeting can be trickier because you have to divide household expenses among yourselves. If you’re looking for a basic, macro-free money manager that’s packed with functionalities, this is it! Household Expense Budget After planning a semester’s budget, track your actual expenses and discretionary expenditures with the Money Management Template 2.0, also from vertex42.Īn improved version of the original, the Money Management Template 2.0 is easy to use and efficient in helping you track your money. Having a budget plan is only half the battle-the other half is sticking to it. Related: How to Make a Budget in College Money Management Template 2.0 This Excel spreadsheet lets you plan your budget for the semester so you can have a realistic idea of what your financial goals and responsibilities should be. It’s also customizable, so you can easily add in personal expenses that aren’t included in the template. It contains almost every expense category a college student needs. The College Budget Template from vertex42 is an excellent tool to start your budgeting journey. It should project not only your budget for the month but for the semester or the entire year. Related: Budgeting Basics for College Students, Plus Example Spreadsheet College Budget TemplateĪ good student budget looks at various sources of income and expenses. Here are our top choices of free and low-cost Excel student budget spreadsheets available online. While different people have their own style of budgeting, using a budgeting template will help you allocate your funds better and even help you set money goals for yourself. You may not have a 401(k) or a mortgage to think about yet, but you probably have bills to pay and maybe a student loan to keep track of.īudgeting is easier when you know specifically where your money has gone and where the rest of it should go. Nearly everyone’s guilty of overspending or losing sight of their financial priorities one too many times. You have more freedom and more fun, of course, but with those come more responsibilities-especially when it comes to managing your finances.īudgeting dilemmas are nothing new. A lot of things change when you start college.
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